Stuart McGraw wrote:
 >  So I was looking for a cheaper way
> of converting $ to yen for my stay in Japan.  TCs are even 
> worse because they have the same lousy exchange rate, 
> plus a %3.5 service charge.  Maybe I am talking to the wrong
> banks? 

Wouldn't it be cheaper to get traveller's checks in USD, and worry about the 
conversion rate when you get here?

--Rick