Kevin Gowen wrote:

> Eric Takabayashi wrote:
> > Kevin Gowen wrote:
> >
> >>> What is incredible is that you would believe all other Americans to
> >>> be able to do so for themselves and their children, and not incur
> >>> any future debt upon the state or future tax payers.
> >>
> >> When did I say I believed anything like that? At any rate, please
> >> tell me how my saving of money and paying for my own insurance makes
> >> the state and/or taxpayers incur debt.
> >
> > I didn't say you would,
>
> Ok. You look a lot like the Eric Takabayashi who wrote, "you would believe".

Oh. I didn't say you did.

> > but as a matter of fact, despite being able
> > to pay for yourself, would you refuse your social security or
> > medicare benefits when you are elderly?
>
> I would definitely refuse Medicare. The SS I could leave or take. I'd take
> it if it were there, but I wouldn't complain if it weren't.
>
> > Would you tell your wife
> > ahead of your premature death,
>
> How would I be able to do such a thing?

You could tell her now.

> I have no idea when I will die. I
> don't even know what "premature death" means.

Before you are 65 or receive Social Security.

> Whenever I do die, though, my
> wife will get money because of something I like to call a "life insurance
> policy".

One of my policies gives the wife 50 million yen if I die in an accident, but
only one third of that if I die of natural causes. I get maybe four million if
my wife dies. Maybe 400,000 if one of the kids dies. I also believe the policy
value goes down as I age.

I hope I die in an accident, but a quick one.

> > not to take social security for
> > herself or your underage children?
>
> Still not sure of your point, but I would not tell her to turn down such
> money. I don't see how they would be eligible for such money, though. It all
> depends on when I would die.

That's right. You could die before you pay in premiums or taxes what you or
your family would receive, and thus incur a public debt, through no fault of
your own.

> > I am referring to the people who don't have the money to take care of
> > themselves after they retire or lose their jobs.
>
> I wonder whose fault that is.

Not always theirs.