On Wed, 04 Feb 2004 03:09:03 +0900, Michael Cash <buggeroff@fake.com>
posted the following:

>You have no actual read need of the thing that I can think of, at
>least until retirement. And by the then the system will have long ago
>been bankrupted by fat-cat bureaucrats anyway.

Or unless you leave Japan and claim the lump-sum repayment (which is
quite substantial).

-Chris