<declan_murphy@hotmail.com> wrote ...
> Was expecting a bank transfer from a Pomgolian client.
[...] 
> Where is the transfer? In Tokyo or did you send it back?
> 
> "In Tokyo"

Is that even legal?  I mean I would have thought the options
are 
1. Money goes into somebody's account or 
2. Money goes back to sender. 
(Not forgetting the ever popular side option of Bank tacks 
on charges).

Option 
3. Bank pockets transfer and doesn't bother to mention it 
to sender or anybody else.
sounds like the sort of thing that should result some lawyer(s)
getting rich.