"John Yamamoto-Wilson" <johndeletethis@rarebooksinjapan.com> wrote in
message news:34rem1F4cvg7kU1@individual.net...
> Ryan Ginstrom wrote:
>
> > Out of all these little programs, not one earns any significant
interest.
>
> Hi, Ryan. Has she taken out things like pension plans, insurance policies,
> etc. (either on her behalf or on yours), which qualify for tax relief? I
> have found that the tax relief aspect of things like that compensates
> significantly for the comparatively low interest rates.

Yes, we have a couple of those insurance plans that pay off a benefit if you
don't die within so many years. I have always seen these as a rather poor
investment though, because I was taught to keep insurance and investment
separate.

> That started as a hobby and developed into a
> small sideline business - it's a lot more fun (for me, at least) and if I
do
> make a mistake at least it was *my* mistake, not the mistake of some agent
> who continues to charge me for his services even while he is losing my
money
> for me.

I also turned a hobby into a side business, except for me the main
investment is my time.


-- 
Regards,
Ryan Ginstrom
ryang@gol.com