"Elbow" <tokyoelbowNOSPAM@totalise.co.uk> wrote in message
news:c6pl8f$ev9i8$1@ID-220360.news.uni-berlin.de...
> Allo,
> I'd like to know if me or my wife is responsible if one of us is sued.
> I had a slight accident with my car and found out my insurance will not
pay
> out for some reason I cant go into here.
> The other car owner is now saying that because my insurance wont pay up
and
> I dont have a job he can get the money from my wife.
> Is this true? Is she just as responsible for what I do regardlessof  if
she
> was even inolved?
>
> Love to know where I stand.
> Im only really interested in the law, not if I can get away with out
paying.
> I'm happy to pay but not happy they think they can harrass my wife every
day
> with phone calls.
>

My closest friend in the city here had a similar sounding accident about
three and half years ago.  His fault and four other cars plus a house genkan
were damaged/destroyed.  At the time he only had the shaken-included
insurance.

I would get ready for a lengthy period of deep bowing and profuse
apologizing.  My friend's situation has yet to be 'finally' resolved three
years on - and HE has an uncle-in-law insurance broker acting on his behalf.
He tells me he keeps 1500000 yen ready and waiting in the post office just
in case there is a final resolution - but take heart - three years on and he
hasn't had to cough up more than the initial 1500000 yen in damages and
compensation.

--
jonathan