etaka wrote:

> 
> Use any free mortgage calculator available online to see just how much
> difference changes would make. Going back to a place where rates are at
> least six percent and AVERAGE old or new home prices for houses similar
> in size and quality to Japanese houses are over $660,000 ($300,000 to
> build on your own land, with over a two year wait) rising even 40% in a
> single year make me feel ill.
> 
Feel lucky. I live in a place where 10% interest and 10 year terms are 
available only to extremely good credit risks.

KWW