Path: ccsf.homeunix.org!ccsf.homeunix.org!news1.wakwak.com!nf1.xephion.ne.jp!onion.ish.org!onodera-news!newsfeed.media.kyoto-u.ac.jp!newsfeed.icl.net!newsfeed.fjserv.net!newsfeed.freenet.de!fu-berlin.de!uni-berlin.de!61.196.174.184!not-for-mail From: "Ryan Ginstrom" Newsgroups: fj.life.in-japan Subject: Re: Bought a house Date: Wed, 1 Oct 2003 13:14:01 +0900 Lines: 55 Message-ID: References: NNTP-Posting-Host: 61.196.174.184 Mime-Version: 1.0 Content-Type: text/plain; charset="iso-2022-jp" Content-Transfer-Encoding: 7bit X-Trace: news.uni-berlin.de 1064981647 11408601 61.196.174.184 (16 [101276]) X-Priority: 3 X-MSMail-Priority: Normal X-Newsreader: Microsoft Outlook Express 6.00.2800.1158 X-MIMEOLE: Produced By Microsoft MimeOLE V6.00.2800.1165 Xref: ccsf.homeunix.org fj.life.in-japan:5853 "mr.sumo snr." wrote in message news:bldaih$atuq7$1@ID-141600.news.uni-berlin.de... > Congratulations Ryan! Thanks! feels good. > Welcome to thirty years of "a reason to work" apart from securing funds in > order to buy brown water. We actually chose a 20-year loan. Even if interest rates stay the same, we will save 3 million yen that way -- more if they go up. > We both signed the loan documents (if I remember correctly there were about > 36 name-stamp marks required - each - including even the spine of the > folder) Yep, there were quite a few. The bank had to huddle for a bit, and make a couple phone calls, before they decided how I should write my name. In the end, it was name as appearing on passport, in all caps, with my gaigin card katakana above it: ライアン　　　ジンストロム RYAN FRANCIS GINSTROM I wrote that about 10 times, along with my address & phone number several times, plus seal stamps galore. I think they just stamp everywhere they can think of, just in case. It was like an assembly line. I write, pass to my wife who writes, she passes to the loan official who starts letting fly with the stamps. >and had the money in the bank about a month before my wife quit her > nursing job. We made no secret of her plans to leave - but neither of the > banks seemed particularly bothered about how that might affect our financial > situation. I guess it just shows that the banks know what is up, and are just playing the government reg game enough to keep the govt boys happy (government employees have a ring of hell reserved for them just above the needle-hiding surgeons) > Of course, being an uptight Brit, both the mortgage rate and the entire > property cost was very cheap compared to something similar in semi-rural > Worcestershire or Warwickshire. It was fairly cheap here too, compared to the mainland (and dirt cheap compared to San Francisco). -- Regards, Ryan Ginstrom