Path: ccsf.homeunix.org!CALA-MUZIK!newsfeed.media.kyoto-u.ac.jp!newspeer1.mlpsca01.us.to.verio.net!newsread1.mlpsca01.us.to.verio.net!53ab2750!not-for-mail From: Jim User-Agent: Mozilla Thunderbird 1.0.7 (Windows/20050923) X-Accept-Language: en-us, en MIME-Version: 1.0 Newsgroups: fj.life.in-japan Subject: Re: Freelance/Contractor Work References: <1158197374.097266.171830@d34g2000cwd.googlegroups.com> <1158237126.174505.96840@p79g2000cwp.googlegroups.com> In-Reply-To: <1158237126.174505.96840@p79g2000cwp.googlegroups.com> Content-Type: text/plain; charset=ISO-8859-1; format=flowed Content-Transfer-Encoding: 7bit Lines: 26 Message-ID: <3HeOg.4453$lq.2919@newsread1.mlpsca01.us.to.verio.net> Date: Thu, 14 Sep 2006 08:34:07 -0700 NNTP-Posting-Host: 130.94.231.25 X-Complaints-To: abuse@verio.net X-Trace: newsread1.mlpsca01.us.to.verio.net 1158248255 130.94.231.25 (Thu, 14 Sep 2006 15:37:35 GMT) NNTP-Posting-Date: Thu, 14 Sep 2006 15:37:35 GMT Organization: NTT/VERIO Xref: ccsf.homeunix.org fj.life.in-japan:164362 MonkeyBoy wrote: > What do you do for health insurance, and do you use someone to do your > taxes (if you don't mind my asking)? > I buy my own super-high deductible health insurance (myself only) for USD $120/mo ($5000 deductible, 100% after deductible). I don't have kids, no chronic problems, so the only health issue I see coming are accidents. Oh, while I'm posting, if you've got the money lying around, and have "risk factors" for heart disease, I'd get a cat scan of the heart done to see if there's any buildup. I have slightly high cholesterol, and family history of people dropping dead from heart disease. But the cat scan showed zero plaque in the heart, so I don't have to worry about dying by blockage induced cardiac arrest! And I don't have to go on some funky diet or pop expensive heart meds either. Since my cat scan wasn't "medically necessary", I had to foot the bill USD $1300, but it was worth it for the peace of mind. Taxes, I had someone do them the first two years, then have been doing them myself once I saw how easy it was. I haven't been audited, so maybe that's why it seems so easy? On the other hand, I didn't file for four years (but sent money in anyway every year). One year I did 5 years of tax returns... the gov't looked them over and found some mistakes and refunded even more money than I thought I had coming. No penalties or interest was assessed.