Re: Freelance/Contractor Work
MonkeyBoy wrote:
> What do you do for health insurance, and do you use someone to do your
> taxes (if you don't mind my asking)?
>
I buy my own super-high deductible health insurance (myself only) for
USD $120/mo ($5000 deductible, 100% after deductible). I don't have
kids, no chronic problems, so the only health issue I see coming are
accidents. Oh, while I'm posting, if you've got the money lying around,
and have "risk factors" for heart disease, I'd get a cat scan of the
heart done to see if there's any buildup. I have slightly high
cholesterol, and family history of people dropping dead from heart
disease. But the cat scan showed zero plaque in the heart, so I don't
have to worry about dying by blockage induced cardiac arrest! And I
don't have to go on some funky diet or pop expensive heart meds either.
Since my cat scan wasn't "medically necessary", I had to foot the bill
USD $1300, but it was worth it for the peace of mind.
Taxes, I had someone do them the first two years, then have been doing
them myself once I saw how easy it was. I haven't been audited, so
maybe that's why it seems so easy? On the other hand, I didn't file for
four years (but sent money in anyway every year). One year I did 5
years of tax returns... the gov't looked them over and found some
mistakes and refunded even more money than I thought I had coming. No
penalties or interest was assessed.
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