Hi,
can anybody give me advice in getting optional car insurance in Japan
(jibaiseki hoken).  I know there are quite some apparently competitive
companies on the net (Axa, Zurich, AIU, Sony etc.).  Though I speak
Japanese well enough, my reading/writing skills are less great.  I've
skimmed through their sites but my reading is just not good enough. 
Before i ask somebody in the office for help, can anybody advise on:
Any recommendations on company to use?
Any advice on minimizing fees (e.g. higher franchises etc.)?
Own experiences?
Any help/advice would be greatly appreciated!
Thanks, Jan